List of Client Services

Individuals, Families and Trusts

Investment Management

(for individual, joint, retirement, education, trust, and endowment accounts)

  • Develop customized asset allocation parameters based upon your risk/reward assessment, time horizon, goals, and other pertinent circumstances
  • Portfolio construction, ongoing maintenance, and rebalancing
  • Tax efficient portfolios
  • Tax loss harvesting
  • Income generation


we offer our clients an ongoing continuum of comprehensive financial planning services to help them navigate a wide variety of financial and personal challenges. Our services include:

  • Fiduciary advice to guide you in making better financial decisions
  • Preparing for and transitioning to retirement
  • Generating an income stream during retirement
  • Navigating major life transitions (birth, death and widowhood, marriage, divorce, career changes)
  • Managing the aging process
  • Education planning
  • Estate planning
  • Strategic planning for charitable gifting and philanthropy
  • Cash flow analysis and budgeting
  • Social Security claiming strategies
  • Transitioning wealth to the next generation
  • Financial and personal goal setting
  • Educating younger family members about finances and wealth
  • Creating and drafting your money mission statement
  • Unusual employment-related income (severance payments, stock options, restricted stock, liquidation of “phantom stock” rights in private companies)
  • Preparing for and managing major liquidity events (inheritance, sale of a business or real estate, asset transfers)
  • Risk Management
  • Building your trusted team of professional advisors (estate attorney, accountant, insurance, real estate)

BUSINESSES and Business Owners

Retirement Plans

We work with small and mid-sized businesses to help them offer high-quality and low-cost retirement plans to their employees.

  • Retirement plan design and implementation (including 401K, 403B, and cash-balance plans)
  • Retirement plan review to ascertain regulatory compliance and competitive effectiveness
  • Draft retirement plan investment policy statements
  • Selection and ongoing monitoring of the investments offered in retirement plans
  • Discretionary management of plan assets
  • Retirement plan conversions and takeovers
  • Executive benefit plan design
  • Provide education and assistance to plan participants
  • Connect business owners with creative and well-regarded retirement plan administrators, designers, and custodians

Endowments and Non-Profits

BLBB financial advisors serve on the boards and committees of a number of non-profit organizations in our area, including BLBB Charitable. As a result, they are intimately familiar with the governance and financial challenges these entities may face. We also provide asset management and consulting services to non-profit organizations.

  • Develop custom asset allocation parameters
  • Investment Policy Statement draft, review and/or update
  • Build, manage, and maintain investment portfolios
  • Sensitive to your organization’s mission and will manage country, sector, industry, and security exposures accordingly
  • Participate in board of directors and investment committee meetings
  • Provide training to your board on governance, investment management, and fiduciary responsibilities
  • Detailed account reporting
  • Advice on best use of assets when your organization has multiple accounts targeted at different needs (e.g., operating and reserve accounts)