Investment advisory services provided by BLB&B Advisors, LLC a Pennsylvania-based investment advisor registered with the Securities and Exchange Commission under the Investment Advisers Act of 1940. Registration as an investment advisor does not imply a certain level of skill or training. The verbal and written communications of an investment advisor provide you with information you need to determine whether to hire or retain the advisor. Past performance does not guarantee future results. Professional services referenced here are provided by unaffiliated third parties pursuant to agreements directly between the individual(s) and the unaffiliated third parties. BLBB receives no referral fees or other remuneration from these unaffiliated third parties and clients are under no obligation to engage with BLBB recommended providers.