Possible Changes are Coming….

We wanted to make you aware of possible changes that may be coming to BLB&B due to a variety of governmental regulations that were approved in 2016 and are supposed to take effect in 2017. As you may already know, last year the Department of Labor (“DOL”) passed over a thousand pages of new regulations related to the investment industry. These regulations have the potential to fundamentally change how our industry and the firms within it operate. Probably the most visible change on the horizon relates to retirement accounts (401Ks, 403Bs, IRAs, etc.).

 

Market Timing – Don’t Be Tempted!

After a multi-year period of relatively low volatility, U.S. equity markets recently experienced a spate of heightened volatility. In part, this volatility was brought on by worrisome economic data from China suggesting even slower economic growth may be coming and by growing concerns over the Federal Reserve’s monetary policy and when interest rates will begin to rise. As you would expect, higher equity market volatility often causes angst and concern amongst investors. Sometimes, individual investors are tempted to “sell everything” and exit equity markets until the volatility subsides and it appears “safe” to return to equities.